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Unsafe situation or road

Fell due to a hole in the sidewalk or a slippery floor? Often, the road authority or owner is liable for your injuries.

You didn't ask for it — and yet you are stuck with the consequences. We provide personal support, take the fight with the insurer off your hands, and ensure you receive what you are entitled to. So that you can focus on your recovery.

  • You never pay anything — 100% paid by the insurer
  • Your own dedicated personal injury expert who really knows you
  • Fast assistance, throughout the Netherlands — also at your home
Tell your story Free consultation
Prefer direct contact? Call 085 0048550 or WhatsApp us.
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Fell due to an unsafe situation? We will help you further
4,9 average
Not your fault, not your cost

Fell due to an unsafe situation? We will help you further

A loose paving stone, a slippery shop floor, or a hole in the road: in a second, an innocent walk can end in a broken wrist or a permanent injury. Besides the pain, you often feel doubt. Didn't you just not pay attention yourself? But most people underestimate how often someone else is responsible for that unsafe spot, and therefore for your damage.

You don't have to figure it out alone. We will look into it with you, calmly explain your rights, and take over the heavy lifting. You are in a stronger position than you think. And our help is free of charge for you: the costs are recovered from the liable party.

  • 100% free of charge — the opposing party's insurer pays for our assistance
  • We recover all your damages: costs, loss of income, and pain and suffering.
  • You keep 100% of your compensation yourself.
Personal and close

One dedicated contact person to take care of it for you

With us, you won't get a rotating call center, but one dedicated personal injury expert who knows your case and knows you by name. Someone who speaks to you calmly, answers your questions, and tells you exactly where you stand. That way, you always know who to turn to.

We take over. Identifying who is responsible, holding the municipality, shop, or owner liable, gathering evidence, and negotiating with the insurer: we handle all of that, while you focus on your recovery. You stay in control, we do the work.

  • One dedicated, personal point of contact — contact within 24 hours
  • We take care of the paperwork and the negotiation completely
  • Honest advice about your chances, even when things are tough
One dedicated contact person to take care of it for you

What happened

Injury caused by an unsafe situation occurs more often than you think. You trip over a loose paving stone, fall through a hole or a subsidence in the road surface, slip on a wet floor in a supermarket or restaurant, fall down stairs without a proper handrail, or get injured by a loose object on a building. Sometimes the injury is limited to a bruise, but a fall can also lead to a broken hip, a concussion, or permanent health problems.

The common thread in all these cases is that the location where it happened was unsafe, while someone else is responsible for that safety. A shopkeeper must ensure a safe floor, a municipality a well-maintained road and sidewalk, and the owner of a building safe access. If that responsible party allows a hazard to persist, you can hold them liable for your damages.

The most important thing in this type of case is evidence, and ideally, you should gather it immediately. Take photos at the scene and report the incident to the store, hospitality establishment, or municipality. The sooner and more concrete the evidence, the stronger your case. Would you like to know which other forms of miscellaneous injury we handle? Then take a look at our page on miscellaneous personal injury.

Personal assistance with unsafe situation or road

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Who is liable

The basis for liability is the unlawful act under Article 6:162 of the Dutch Civil Code: anyone who allows a dangerous situation to persist while they could and should have prevented it acts unlawfully. Consider a supermarket that fails to clean up or mark a spilled liquid. However, the law provides even stronger avenues beyond this, where you do not even need to prove fault.

Defective structure and road (Art. 6:174 BW)

Article 6:174 of the Dutch Civil Code (BW) regulates so-called building liability. The owner of a building or structure connected to the ground is liable if that structure does not meet the standards that can reasonably be expected of it and thereby poses a danger. Importantly, this also public roads, bicycle paths, and sidewalks . If the road is defective, the road authority—often the municipality or province—is liable. The beauty of this is that it is strict liability: you do not have to prove that the municipality was negligent, but only that the road was defective and that this caused your injury.

Defective movable property (Art. 6:173 BW)

If it concerns a loose object not connected to the ground, Article 6:173 of the Dutch Civil Code. The possessor of a defective movable object that poses a particular danger to persons is liable for the damage resulting therefrom. Examples include a defective ladder, a wobbly shop rack, or broken patio furniture. Here, too, you do not need to prove fault.

Which basis is strongest in your case depends on the situation. We assess this and hold the appropriate party liable, whether that is the municipality, a shop, a landlord, or a property owner.

Sometimes multiple parties are involved simultaneously. In the event of an accident on a construction site, for example, both the contractor and the property owner may play a role. And if the incident occurs within rented business premises, it is not always immediately clear whether the tenant or the landlord is responsible. We investigate who is liable for what and focus on the party with whom you have the strongest position, so that you do not have to delve into the matter yourself.

We map out all your damage

Which damages and compensation for pain and suffering

You are entitled to compensation for all your damages. The law distinguishes between two types. Material damage is anything that can be expressed in monetary terms: medical costs, deductible, travel expenses to doctors and physiotherapy, domestic help, any modifications to your home, and the income you lose because you are unable to work or can work less. Damaged clothing or a pair of damaged glasses also counts, as does future damage.

In addition, there is non-material damage, better known as suffering compensation. This is compensation for the pain, grief, and loss of enjoyment of life caused by your injury. In the case of a fall with permanent consequences, such as a poorly healed fracture or chronic pain, this item can amount to a substantial sum.

The amount of compensation you receive depends on the nature and severity of the injury, the duration of your recovery, and the lasting consequences. Judges consider previous rulings in similar cases. We select the relevant comparable cases and ensure that no item of damage is overlooked. You can find a complete overview on our page about compensation.

Do not underestimate a seemingly innocent fall. A broken wrist may seem straightforward, but it can lead to long-term physiotherapy, permanently reduced hand function, or problems at work. For the elderly, a fall can have major consequences for their independence. That is why we look not only at today's costs but also at the damage you may suffer in the future, ensuring your compensation actually covers what happens to you.

We stand personally by your side

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What you need to do

In an unsafe situation, quick and solid evidence almost always makes the difference between winning and losing. Therefore, remember these steps.

  • Immediately take photos of the scene: the loose tile, the hole, the wet floor, and preferably also of your injuries.
  • Report the incident immediately. At a shop or hospitality establishment: ask if it will be recorded in an incident register. At a road or sidewalk: report it to the municipality.
  • Gather witnesses. Ask for the names and phone numbers of people who saw it.
  • Go to a doctor and have your injury documented, even if it seems minor.
  • Keep all documents: receipts, invoices, and all correspondence.
  • Do not wait too long to hold the responsible party liable.

Also pay attention to the statute of limitations. For personal injury caused by an unsafe situation, a limitation period of five years generally applies from the date you become aware of the damage and the liable party. Therefore, it is wise to act quickly and seek advice before evidence disappears or the time limit expires.

Do you need an expert?

You are not obliged to seek help, but it almost always pays off. Liability is often disputed, particularly in unsafe situations: the opposing party claims that you were not paying attention yourself or that the situation was not dangerous. An experienced personal injury expert knows which legal basis is the strongest, how to substantiate the evidence, and how to counter a defense regarding contributory negligence.

The great thing is that our help costs you nothing. Pursuant to Article 6:96 of the Dutch Civil Code, the reasonable costs of legal assistance are considered part of your damages. Therefore, the liable party compensates not only your personal injury damages but also the costs of our guidance. For you, our help is free of charge.

We handle the entire process for you: from identifying the responsible party and gathering evidence to negotiating with the insurer. You focus on your recovery, and we ensure you receive what you are entitled to. Want to know the value of your case? Use our tool to calculate your personal injury damages or contact us without obligation.

What are you entitled to

What damages can you recover?

Personal injury is more than just your medical bill. We map out all your damages — including the damages you might overlook yourself.

Medical expenses

Deductible, physiotherapy, medication, aids, and all other costs of your recovery.

Loss of income

Lost salary, a lower benefit, or missed assignments because you are (partially) unable to work.

Pain and suffering

Compensation for the pain, grief, and loss of enjoyment of life caused by your injury.

Domestic help

The costs of help at home and for the care you need due to your injury.

Travel and adjustment costs

Travel expenses to the doctor and hospital, and modifications to your home or car.

Future damage

Damage that you continue to suffer even after the settlement, such as permanent loss of income or ongoing care.

What is my business worth?

Guideline amounts for pain and suffering per type of injury

Pain and suffering is your compensation for pain, grief, and loss of enjoyment of life. On top of that comes your material damage: medical expenses, loss of income, household help, and future damage.

The amounts below are indicative (e.g. ANWB Smartengeldgids). Your situation is unique — we calculate your full damages free of charge.

Calculate your damages
Type of injuryPain and suffering compensation (indication)
Whiplash (mild neck complaints)€ 1.500 – € 7.500
Bone fracture (arm, wrist, or leg)€ 2.500 – € 15.000
Persistent back or neck complaints€ 7.500 – € 35.000
Brain injury (non-congenital)€ 20.000 – € 150.000+
Serious or permanently disabling injury€ 50.000 – € 250.000+
Our personal injury experts help you personally and free of charge
Without cost or risk

How can our help be free?

It is very simple: the law stipulates that the liable party — almost always an insurer — also pays the costs of your legal assistance. Therefore, you run no financial risk whatsoever and keep 100% of your compensation.

  • No down payment, no surprises afterwards
  • The opposing party pays our costs
  • You keep your full compensation yourself
Tell your story
Dutch people for Dutch people

You are stronger than you think

After an accident, you often feel small in front of the insurer. That doesn't have to be the case. We are a Dutch team of personal injury experts who stand up for you — personal, committed, and determined. Briefly tell us what happened, and we will help you move forward.

Denian Wielhouwer Eric Schuurbiers Ruud mrs. Ilja van Driel

You will receive personal assistance from experienced, certified personal injury experts.

  • A dedicated, personal point of contact — contact within 24 hours
  • Honest advice about your chances, in plain language
  • 100% paid by the insurer — you never pay anything
  • We take the fight with the insurer off your hands
4,9 out of 951 reviews
“They took everything off my hands and arranged a nice compensation. Genuine attention to my situation — I finally felt heard.”— Mark de V., Utrecht
Personal attention: we help you through it
Personal approach & attention

We will help you get through it

Personal injury claims are all about personal attention. With us, you are not just a file number: you get one dedicated person who stands by your side, explains your situation in plain language, and takes the fight with the insurer off your hands.

Together we will make sure you get back on your feet — because you are stronger than you think.

  • One dedicated, personal point of contact
  • Genuine attention to your story and recovery
  • We take all the worries and paperwork off your hands
Tell us your story
Denian Wielhouwer and the team at Nederland Letselschade
4,9 average
Our story

I saw too often that victims were left to fend for themselves

Too many people with injuries found themselves up against an insurer who had all the time and knowledge — and they did not. As a result, they received much less than they were entitled to, or they gave up. That had to change.

That is why I founded Nederland Letselschade: a Dutch team that for you . No call center, no fine print. One dedicated specialist who knows you, explains your situation in plain language, and keeps going until your damages are fully compensated. Free of charge, because the insurer pays for our help.

Denian Wielhouwer Founder Netherlands Personal Injury

This is how it works

4 steps to your compensation

We take the entire process off your hands, so you can focus on your recovery.

1

Free intake

You tell us what happened. We will assess, free of charge, whether you are entitled to compensation.

2

Hold liable

We hold the opposing party or insurer liable for your injury on your behalf.

3

Mapping damage

We calculate all your damages: costs, loss of income, pain and suffering, and future damages.

4

Maximum reimbursement

We negotiate to the maximum and ensure the amount ends up in your account.

You are not alone

The people who are there for you

No call center, but experienced personal injury specialists who handle your case personally.

Denian Wielhouwer
Denian Wielhouwer Founder

I’ll make sure you don’t have to worry about anything — we’ll take care of the legal side

Eric Schuurbiers
Eric Schuurbiers Registered Personal Injury Expert

I calculate your damages in detail, so that you get what you are entitled to

Ruud
Ruud Personal injury lawyer

Sharp on your rights, with an eye for the person behind them

mrs. Ilja van Driel
mrs. Ilja van Driel Lawyer

If necessary, I will stand before you in court

Experiences

People we have already helped

4.9 Average 4.9 from 951 reviews — victims throughout the Netherlands trust our help

After my traffic accident, I felt completely lost. They took everything off my hands and arranged a generous compensation. Genuine attention to my situation

M Mark de V.Utrecht

Quick response, clear explanation in plain language, and I never received a bill. I really felt helped during a difficult period

S Sandra K.Rotterdam

After a workplace accident, I thought I didn't stand a chance. Yet, my damages have been fully compensated. Very grateful for the effort

Y Youssef B.Amsterdam

I was hit by a car while cycling and didn't know where to start. One phone call and everything started moving. Excellent support

L Linda H.Eindhoven

The insurer initially offered far too little. Thanks to their expertise, a much higher amount was ultimately paid out

P Peter J.Groningen

Personal, committed, and always available. I always received an honest answer, even when things were tough

F Fatima E.The Hague
Results

What we have already recounted for others

Real business, real outcomes. You never pay anything — you keep your full fee.

Traffic accident € 48.500 narrated for our client

Hit from behind while cycling, resulting in permanent neck complaints. We recovered the full damages and compensation for pain and suffering.

Mark · Utrecht
Workplace accident € 112.000 narrated for our client

Fall from scaffolding due to an unsafe workplace. The employer was found liable; loss of income and recovery fully compensated.

Peter · Groningen
Medical error € 36.000 narrated for our client

An error during surgery resulted in a lengthy recovery. We demonstrated liability and arranged appropriate compensation.

Sandra · Rotterdam

Amounts are examples of anonymized cases. What is your case worth? Do the free personal injury check.

Why the Netherlands Personal Injury

Decisive, personal, and always free of charge

We aim for the maximum result — with genuine attention to you.

Frequently Asked Questions

Good to know about unsafe situation or road

Is the municipality liable for a defective road or sidewalk?
Often, yes. Pursuant to Article 6:174 of the Dutch Civil Code (liability for buildings), the road authority, usually the municipality or province, is liable if the road, cycle path, or sidewalk is defective and thereby causes your injury. This is strict liability: you do not have to prove that the municipality was at fault, only that the road was defective.
Can I hold a store liable if I slip on a wet floor?
Yes. A shop or hospitality business must ensure a safe floor. If the shopkeeper leaves a spilled liquid lying around or fails to mark a wet floor, he acts unlawfully within the meaning of Article 6:162 of the Dutch Civil Code. Report the incident immediately and ask for it to be entered in the incident register; this significantly strengthens your evidence.
What if I fall because of a broken ladder, rack, or piece of furniture?
In that case, Article 6:173 of the Dutch Civil Code applies. The possessor of a defective movable object that poses a particular danger is liable for the damage resulting therefrom. You do not need to prove fault; the point is that the object was defective and caused your injury. We hold the correct possessor liable.
What proof do I need?
Evidence is crucial here. Immediately take photos of the scene and your injuries, report the incident at the scene, and collect the names of witnesses. Have your injuries documented by a doctor and keep all receipts and correspondence. The sooner and more concrete your evidence, the stronger your case. We help you build this properly.
What if the opposing party says that I wasn't paying attention myself?
That defense regarding contributory negligence occurs frequently. Sometimes the damages are partially apportioned, but by no means always justifiably. An experienced expert knows how to demonstrate that the situation was indeed dangerous and that the responsible party should have prevented it. We counter this defense and represent your interests.
How much does it cost to hire your help?
Our assistance is free of charge for you. Pursuant to Article 6:96 of the Dutch Civil Code, the reasonable costs of legal assistance are considered part of your damages. Therefore, the liable party compensates not only your personal injury damages but also the costs of our guidance. Consequently, you pay nothing out of your own pocket.

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Related topics

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