What is an advance payment? An advance payment is an amount that the liable insurer pays out to you in advance, pending the final settlement of your compensation. Personal injury cases can take months or sometimes years…
You didn't ask for it — and yet you are stuck with the consequences. We provide personal support, take the fight with the insurer off your hands, and ensure you receive what you are entitled to. So that you can focus on your recovery.
An advance payment is an amount that the liable insurer pays to you in anticipation of the final settlement of your compensation. Personal injury cases can take months or sometimes years, because the exact extent of your total damages only becomes clear at the end. Consider the recovery that still needs to take shape, or the question of how your income will develop in the longer term. In the meantime, your expenses continue as usual.
An advance bridges that period. You receive a portion of the money you are entitled to during the process, so you do not have to wait for the finish line. It is therefore not an extra or separate amount, but an advance payment on your final compensation.
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An injury often affects your entire life, and almost always your wallet as well. You may be unable to work temporarily or for a longer period, causing your income to drop. At the same time, new costs are added: deductibles, physiotherapy, household help, adapted transport, or travel expenses to doctors.
Without an advance payment, you would have to front all these costs yourself, even though the damage is not your fault. This can lead to payment arrears, stress, and in the worst case, debt. An advance prevents that. It gives you financial peace of mind, so you can focus on what really matters: your recovery. And it ensures that you do not have to agree to a settlement that is too low under pressure, simply because you need the money now.
The most important condition is that liability has been acknowledged. As soon as the opposing party or their insurer has (partially) acknowledged responsibility for your damage, an advance payment can be requested. It is therefore wise to hold the other party liable, as this opens the door to an advance payment.
Good to know: a partial acknowledgment is often sufficient. For example, if the insurer acknowledges 70% liability, an advance payment can be made for that portion while negotiations regarding the remainder are still ongoing. The stronger your case and the more clearly your costs are substantiated, the greater the chance of a quick payout. We ensure that.
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Applying for an advance payment is not something you do on a whim; solid substantiation makes all the difference. That is why we handle this for you in a structured manner, as an integral part of our working method.
Your dedicated contact person keeps you informed every step of the way. Because we know exactly which arguments and amounts are reasonable, we prevent the insurer from fobbing you off with an advance payment that is too low.
Yes. An advance payment is a prepayment, not a separate extra. At the end of your case, your total damages will be definitively determined. The amounts you previously received as an advance payment will then be offset against that final settlement.
A calculation example: suppose your total damages are ultimately determined to be 30,000 euros and you have already received 10,000 euros in advances during the process. You will then receive the remaining 20,000 euros upon final settlement. You therefore receive exactly what you are entitled to, only spread over time. And should you need money again during the process? We can always apply for an additional advance.
You don't have to stand by helplessly watching the bills pile up. If your damage was caused by someone else, you shouldn't have to bear the financial burden while the case is ongoing. An advance gives you the breathing room to recover without financial worries.
We handle the entire application for you, free of charge and based on Art. 6:96 BW. You will never receive a bill and keep 100% of your compensation. Would you like to know what we can do for you? Schedule a no-obligation appointment or contact us directly. We will call you back the same business day. You are stronger than you think.
Personal injury is more than just your medical bill. We map out all your damages — including the damages you might overlook yourself.
Deductible, physiotherapy, medication, aids, and all other costs of your recovery.
Lost salary, a lower benefit, or missed assignments because you are (partially) unable to work.
Compensation for the pain, grief, and loss of enjoyment of life caused by your injury.
The costs of help at home and for the care you need due to your injury.
Travel expenses to the doctor and hospital, and modifications to your home or car.
Damage that you continue to suffer even after the settlement, such as permanent loss of income or ongoing care.
Pain and suffering is your compensation for pain, grief, and loss of enjoyment of life. On top of that comes your material damage: medical expenses, loss of income, household help, and future damage.
The amounts below are indicative (e.g. ANWB Smartengeldgids). Your situation is unique — we calculate your full damages free of charge.
Calculate your damages| Type of injury | Pain and suffering compensation (indication) |
|---|---|
| Whiplash (mild neck complaints) | € 1.500 – € 7.500 |
| Bone fracture (arm, wrist, or leg) | € 2.500 – € 15.000 |
| Persistent back or neck complaints | € 7.500 – € 35.000 |
| Brain injury (non-congenital) | € 20.000 – € 150.000+ |
| Serious or permanently disabling injury | € 50.000 – € 250.000+ |
It is very simple: the law stipulates that the liable party — almost always an insurer — also pays the costs of your legal assistance. Therefore, you run no financial risk whatsoever and keep 100% of your compensation.
After an accident, you often feel small in front of the insurer. That doesn't have to be the case. We are a Dutch team of personal injury experts who stand up for you — personal, committed, and determined. Briefly tell us what happened, and we will help you move forward.
You will receive personal assistance from experienced, certified personal injury experts.
“They took everything off my hands and arranged a nice compensation. Genuine attention to my situation — I finally felt heard.”— Mark de V., Utrecht
Personal injury claims are all about personal attention. With us, you are not just a file number: you get one dedicated person who stands by your side, explains your situation in plain language, and takes the fight with the insurer off your hands.
Together we will make sure you get back on your feet — because you are stronger than you think.
Too many people with injuries found themselves up against an insurer who had all the time and knowledge — and they did not. As a result, they received much less than they were entitled to, or they gave up. That had to change.
That is why I founded Nederland Letselschade: a Dutch team that for you . No call center, no fine print. One dedicated specialist who knows you, explains your situation in plain language, and keeps going until your damages are fully compensated. Free of charge, because the insurer pays for our help.
Denian Wielhouwer Founder Netherlands Personal Injury
We take the entire process off your hands, so you can focus on your recovery.
You tell us what happened. We will assess, free of charge, whether you are entitled to compensation.
We hold the opposing party or insurer liable for your injury on your behalf.
We calculate all your damages: costs, loss of income, pain and suffering, and future damages.
We negotiate to the maximum and ensure the amount ends up in your account.
No call center, but experienced personal injury specialists who handle your case personally.
I’ll make sure you don’t have to worry about anything — we’ll take care of the legal side
I calculate your damages in detail, so that you get what you are entitled to
Sharp on your rights, with an eye for the person behind them
If necessary, I will stand before you in court
After my traffic accident, I felt completely lost. They took everything off my hands and arranged a generous compensation. Genuine attention to my situation
Quick response, clear explanation in plain language, and I never received a bill. I really felt helped during a difficult period
After a workplace accident, I thought I didn't stand a chance. Yet, my damages have been fully compensated. Very grateful for the effort
I was hit by a car while cycling and didn't know where to start. One phone call and everything started moving. Excellent support
The insurer initially offered far too little. Thanks to their expertise, a much higher amount was ultimately paid out
Personal, committed, and always available. I always received an honest answer, even when things were tough
Real business, real outcomes. You never pay anything — you keep your full fee.
Hit from behind while cycling, resulting in permanent neck complaints. We recovered the full damages and compensation for pain and suffering.
Mark · UtrechtFall from scaffolding due to an unsafe workplace. The employer was found liable; loss of income and recovery fully compensated.
Peter · GroningenAn error during surgery resulted in a lengthy recovery. We demonstrated liability and arranged appropriate compensation.
Sandra · RotterdamAmounts are examples of anonymized cases. What is your case worth? Do the free personal injury check.
We aim for the maximum result — with genuine attention to you.
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